Disney Vacation Club Member Services will reportedly grant a once-in-a-lifetime exception to certain program rules or deadlines.  This exception is often referenced when owners miss their point banking deadline, yet DVC still allows them to bank unused points.  Other instances saw owners avoiding the Holding account restrictions following a late cancellation.   

 Has DVC ever granted you a "one time exception"?  If so, what were the circumstances?

You aren't a true Disney collector unless you have one of these in your stash.