Financing For Trusted Brands
Easy DVC Financing
Make DVC Ownership a Reality Today with Less Down!
Dreaming of owning a Disney Vacation Club membership or a premium timeshare brand without the hefty upfront cost? We’ve got you covered with DVC financing options up to 12 years and rates as low as 11.9% for excellent credit.
With our DVC Guaranteed Approval – No Credit Check option, your credit score won’t stand in the way of owning DVC points.
Let’s make your ownership journey easy, affordable, and exciting with less cash out of pocket now, $0 loan origination fee, and $0 prepayment penalties.
Down payments are just 10% to 20% based on credit worthiness.
DVC Financing Benefits
Vacation Club Loans - Key Benefits
NO CREDIT CHECK OPTION FOR DVC
We approve 100% of all Disney Vacation Club credit applications.
Choose from our secured credit application for a lower rate OR choose our No Credit Check option.
You’ll receive an official loan approval email within minutes, Monday through Friday.
$0 LOAN ORIGINATION FEE
Save money on unnecessary closing costs with $0 loan origination fee.
While counties will apply taxes and recording fees based on property location, qualified borrowers (FICO 650 or higher) can roll these costs into the loan for added convenience.
$0 PRE-PAYMENT PENALTY
No Prepayment Penalties – Ever!
Enjoy complete flexibility with your loan.
Make additional principal payments anytime, in any amount—totally up to you. Plus, you’ll have 24/7 online access to manage your account whenever it’s convenient.
LOW INTEREST RATE
Rates range from 11.9% to 17.9% with terms of 5 years to 12 years.
Loan terms and rates vary based on the loan amount and qualifications. Use our payment calculator to determine your monthly payment amount and terms. Enjoy up to 12 years with no prepayment penalty keeping your payments low.
KEEP YOUR DEBT PRIVATE
When you finance your DVC or timeshare with us, we do not report to credit bureaus—meaning your debt-to-income ratio stays your business. Enjoy the freedom and privacy you deserve.
REFINANCE AT 13.9%
For a very limited time, we have a re-financing program where we will pay off your existing loan with any DVC competitor or Disney Direct for a lower rate of 13.9% APR.
Credit score requirements and Equity does apply so call today!
Meet Out DVC Financing Experts
OUR EXPERIENCED TEAM IS HERE TO HELP YOU MAKE MEMORIES
Debbie Ely
- Call 1-800-334-2334
Debbie founded Vacation Club Loans in 2016 after a decade in the timeshare industry. Her main focus is learning more about DVC and enjoying her own points all while helping families buy years of magical vacations.
Bambi "Chris" Golden
- Email: Info@vacationclubloans.com
Bambi has over 40 years of experience in financial services. Originally from the Philidelphia area, she relocated to Florida over 30 years ago. Her experience in addition to attention to detail will create a positive experience for all clients.
Kristi Bannister
- Instant Chat on Website Monday - Friday
Kristi resides in Georgia with her husband and five children who all love Disney! As a loan officer, Kristi is here to help calculate your loan information and assist throughout the buying process.
