The August 1, 2008 episode (number 443) of the WDWToday podcast features a disucssion of banking and borrowing of Disney Vacation Club points. The discussion covers rules surrounding banking and borrowing points, how to make small contracts work to your advantage via the banking and borrowing priviledges and reallocating points to different reservations.
Visit their website at www.wdwtoday.com to stream the show via a web browser (click on Listen Now), subscribe via iTunes, RSS or several other options.
A quick personal thanks to WDWToday hosts Matt Hochberg, Mike Newell and Mike Scopa (and the absent Len Testa) who were kind enough to invite me to be on the program!