To most members there is no such thing as "having enough points." But personal finances have a way of interfering with dream vacation scenarios.
Fortunately Disney Vacation Club has several avenues available for members who do not own enough points for a desired stay. Points can be borrowed from the next Use Year or banked from a prior year with proper planning. DVC allows owners to buy up to 24 one-time-use points per year. Points can even be transferred or "rented" from another DVC owner. And while it may not be ideal, members can often book a smaller room, shorter trip or cheaper view in order to stretch points further.
Topic: How do you typically deal with not having enough points for a desired stay?