More than a year ago, Disney started the Disney Vacation Account program. Similar to old Christmas Club accounts, participants can schedule regular withdrawls from their checking or savings account to help fund the Disney Vacation Account. It is seemingly designed to give Disney theme park fans a way to save for their expensive vacations rather than experiencing credit card sticker shock.
Disney currently offers a funding bonus of $20 for every $1000 used (2%.) However, funds do not earn any interest and they cannot be used for Disney Vacation Club point purchases or Annual dues payments.