Financing a Disney Vacation Club purchase through DVC recently got a little more expensive.
Disney Vacation Club has increased its finance rates on most buyer classifications. Rates vary depending upon the amount of downpayment and credit-worthiness of the buyer. The chart below illustrates the previous and current rates for each category:
| Previous Rate | Current Rate | |
| Current member, 10% down | --- | 11.0% |
| Current member, 20% down | --- | 8.99% |
| Premium, 10% down | 11.5% | 12.0% |
| Premium, 20% down | 9.0% | 9.99% |
| Preferred, 10% down | 14.5% | 14.5% |
| Preferred, 20% down | 10.5% | 12.0% |
| Standard, 10% down | 17.5% | 17.5% |
| Standard, 20% down | 12.5% | 14.5% |
Buyers who enroll in the automatic payment program and agree to have funds Direct Debited from a U.S. Checking or Savings account will receive a 1% discount on the rates above.
Rates are for a 10-year loan with no pre-payment penalties.
Terms and conditions are set by Disney Vacation Development and its finance partners, and are subject to change. For complete details contact a Disney Vacation Club sales representative.
