All Disney Vacation Club contracts have fixed ending dates. Some popular resorts like Disney's Beach Club Villas and Disney's BoardWalk Villas have end dates less than 25 years away in January 2042. All of the new resorts Disney continues to build feature contracts that are valid for a full 50 years. Nevertheless, the popularity of select older locations has lead to resale prices which continue to climb--some now going for 50-75% more than their initial selling price.
Topic: When do you think resale prices will begin to fall for resorts with the 2042 ending date?
That said, I think once the resorts hit the 25 yrs mark, the prices will stabilize and then start to go down as each remaining year ticks off. Of course, the other side of that coin is that people my age, starting into retirement, might want to pick up additional resale points knowing I'll most likely die before they expire but I want to spend as much time as possible in WDW with the time I have left. Not sure there will be enough demand to keep the price going up, but I think it will greatly slow the decline.
I highly doubt that it'll stay high all the way to the end. To take it to the irrational extreme, buying 200 points of Beach Club Villas at current prices (let's say $125/point) is $25,000 dollars - even paying full rack rate for the most expensive nights, you could get almost 15 nights in a 2br for that much money. So that price would be silly for the last couple years.
Personal guess, once it's under 10 years to go, the price will run at about the amount the owner could get by renting the points for all remaining years, minus dues. So, at current prices of $13-14/point and dues of about $6-7/point, price would be around $7/point/year remaining on the contract - $70/point for a contract with 10 years left. (Obviously, both rental prices and dues will probably by higher by the 2030s, so the numbers would adjust.) I'd expect to start seeing declines in Beach Club Villas (the highest resale of the 2042 expirations) by 2025 or so.
But, just a guess, really. I'm still kind of amazed that my DVC ownership is worth 25% more than what I paid 4 years ago. I didn't buy it as an investment to resell, I bought it to use.
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