Hi! Thinking of buying a new DVC contract!

**denlo** · 11-16-2011,08:57 PM

Originally Posted by DiZ NeE 08

Something that im a bit confused about is that I was reading a post on mouseowners.com and they were talking about banking the points before nov 30 for april uy. Does it matter what uy you have? What is the difference between use years. I thought that if you had for example a dec uy then you had to bank before it became dec. Am I wrong? Can someone clarify this for me?

Even with the old system I don't believe you were allowed to bank in the last two months of your use year. Here's a link to a post by Bill Caskill on the Disboards about the old banking rules and the rules that went in effect 01/01/08. http://www.disboards.com/showpost.ph...76&postcount=1

**scolling007** · 11-17-2011,08:34 AM

Originally Posted by DiZ NeE 08

So how come for my old contract which was a dec uy I had to bank by nov 30.

It sounds more like you had an April UY. All of my contracts have an August UY, but friends of ours have an April UY and November 30th is when they have to bank by.

**DiZ NeE 08** · 11-17-2011,02:12 PM

so I'm guessing that Dec uy has to bank by Aug?

**scolling007** · 11-18-2011,08:57 AM

Originally Posted by DiZ NeE 08

so I'm guessing that Dec uy has to bank by Aug?

Right, and keep in mind that alot of contracts you are not allowed to use your points for exchanges in the last month of your use year, that includes RCI and the Disney Cruise Line.