Just a heads up for my fellow penny pinchers:

BJ's always sell $100 Disney gift cards for $96.00 ($95.99).

For the first quarter 2018, Discover is paying 5% cashback on all Club Warehouse purchases. This includes BJ's, Sam's & Costco.

Work the card right and you can purchase $1000.00 in gift cards for $910.00.

Instead of cash back, another option with Discover is to spend $45.00 reward dollars for a $50.00 gift card at numerous retailers (all the popular brands). What we do is cash in $45.00 reward dollars for $50.00 Landry cards good at Rainforest Cafe, T-Rex and Yak and Yeti.